Hurt in Central Florida? Get an Orlando personal injury lawyer who treats you like family.
An Orlando personal injury lawyer takes on the insurance companies after someone else’s carelessness hurts you, so you can focus on healing. Sunshine State Law Firm represents injured people across Florida from our Winter Park office: crashes, falls, drownings and wrongful death. The case review is free, and there’s no fee unless we recover.
After an injury, waiting costs more than you think
We’re sorry this happened. One moment you were driving to work or walking into a store, and now there are doctors, bills and phone calls you never asked for.
The insurance company has adjusters and lawyers whose job is to pay you as little as possible. Here’s what that usually looks like, and what it can cost you.
The fast, low offer
A quick check before you know how badly you’re hurt, in exchange for signing away the rest of your claim.
The friendly recorded call
An adjuster asks how you’re feeling. “I’m okay” can later be used to argue you weren’t really hurt.
The bills that won’t wait
Medical bills, missed paychecks and a car in the shop keep stacking up while the claim drags on.
What waiting can cost you
The 14-day window
After a Florida crash, see a doctor within 14 days or your PIP may not cover your treatment.
The two-year deadline
Most Florida negligence claims must be filed within two years. After that, the claim can be gone for good.
The blame game
If the insurer pins more than half the fault on you, Florida law bars your recovery entirely.
Paying out of pocket
PIP tops out at $10,000. Surgery and months of therapy can cost far more.
The insurance company has a team. Now you do too.
Get my free case reviewHow we can help
Injury cases we handle in Orlando and across Florida
Every case starts the same way: someone else wasn’t careful, and you got hurt. What changes is who’s responsible, which insurance applies and what evidence matters most. Pick the one closest to what happened to you, or just call and tell us your story.
Car accidents
Rear-end crashes in I-4 traffic, T-bones at busy intersections, highway rollovers. We sort out PIP, the other driver’s insurer and your own uninsured motorist coverage.
Car accidents: how we helpMotorcycle accidents
Florida’s no-fault PIP doesn’t cover riders, so the other driver’s coverage and your own uninsured motorist policy matter even more.
Motorcycle accidents: how we helpUber and Lyft accidents
Passenger, driver or the other car: rideshare crashes bring extra insurance layers, including the company’s policy during a trip.
Uber and Lyft accidents: how we helpPedestrian accidents
Hit in a crosswalk, a parking lot or on International Drive. Your own PIP may pay first, and the driver’s insurer owes the rest.
Pedestrian accidents: how we helpSlip and fall
Wet floors, broken stairs and poor lighting at stores, hotels and apartments. Florida makes you prove the owner knew, or should have known.
Slip and fall: how we helpDrowning injuries
Pools at hotels, apartment complexes and private homes need fences, gates and supervision. When owners cut corners, families pay the price.
Drowning injuries: how we helpWrongful death
When a careless act takes someone you love, we handle the claim with care so your family can grieve without the paperwork.
Wrongful death: how we help
Florida law, in plain words
How injury claims work in Florida
Florida has its own rules for who pays after an injury, and several changed in 2023. Here’s the short version, so you know what the adjuster already knows.
- To start treatment and protect your PIP benefits after a crash
- 14 days
- To start treatment and protect your PIP benefits after a crash
- To file most Florida negligence claims, since March 2023
- 2 years
- To file most Florida negligence claims, since March 2023
- Found more than half at fault, and Florida law bars your recovery
- 50%
- Found more than half at fault, and Florida law bars your recovery
PIP pays first, no matter who caused the crash
Every Florida driver carries $10,000 in personal injury protection. It pays 80% of reasonable medical bills and 60% of lost income, up to that limit. You must get treatment within 14 days, and without an emergency medical condition diagnosis, medical benefits can be capped at $2,500.
The at-fault driver’s insurance covers the rest
When PIP runs out, the at-fault driver’s bodily injury coverage is the next stop. Florida doesn’t require most drivers to carry it, so we also look at your own uninsured and underinsured motorist coverage. To claim pain and suffering after a car crash, Florida law requires a permanent injury, significant scarring or a death.
Fault is shared, and it changes the math
Since March 2023, Florida uses modified comparative negligence. If you’re found partly at fault, your recovery shrinks by that percentage. If you’re found more than 50% at fault, you recover nothing. That’s why insurers work so hard to shift the blame.
Property owners owe you a safe place
Stores, hotels, apartment complexes and pool owners must keep their property reasonably safe. In a slip on a wet floor at a business, Florida law requires proof the owner knew, or should have known, about the hazard. Evidence like video and cleaning logs disappears fast.
Deadlines and coverage depend on the facts of your case. A free case review is the fastest way to know where you stand.
What you can recover
A fair recovery covers more than the first ER bill. It accounts for everything the injury took from you, including what it will keep costing after the case is closed. We work with your doctors to put a real number on future care before we ever talk settlement.
Medical bills, now and later
ER visits, surgery, therapy, prescriptions and the care your doctors say you’ll need in the future.
Lost wages and earning power
The paychecks you missed while healing, and the income you lose if you can’t go back to the same work.
Pain and suffering
The physical pain, the stress and the parts of life you can’t enjoy the way you used to.
Your car and your belongings
Repair or replacement, a rental while you wait, and the things damaged in the crash.
Scarring and disfigurement
Injuries that change how you look or move, and how that affects your daily life.
Losses after a death
Funeral costs, lost support and the loss of companionship and guidance for a spouse, children and parents.
Free checklist
After a Florida crash: the first 14 days
Not ready to call? That’s okay. This checklist covers what to do now so you don’t lose benefits you’re owed.
- The doctor visit that protects your PIP benefits (the 14-day window)
- The photos and records to collect right away
- What not to say to the other driver’s insurer
No sign-up. Check it off on your phone, or print it for your glovebox.
Proof, not promises
Real people, real results
Recovered for an Orlando client
[$X]
[Case type, county and year: one sentence on what happened and what the recovery covered.]
Every case is different. Past results don’t guarantee a similar outcome.
“Simon came to see me in the hospital the day after my crash. I didn’t have to lift a finger. They handled the insurance, the bills, all of it.”
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Three simple steps
Getting help is simple
From the first call to the final check, you’ll always know who’s handling your case and what happens next.
- 1
Tell us your story
A free, personal conversation with an attorney, in English or Spanish.
- 2
We take on the insurance company
We gather the evidence, guide your medical care and negotiate hard. We go to trial when we need to.
- 3
You heal, we bring home your recovery
You focus on getting better. We fight for every dollar you’re owed.
We’re fighting to get you back on your feet
Before
- Overwhelmed and in pain
- Alone against the insurance company
- Treated like a claim number
With Sunshine
- Informed at every step
- Protected by a team that fights for you
- Back on your feet
The right doctors
Treatment that actually helps you heal, with second opinions when they matter.
Bills and lost wages recovered
Medical bills covered and the paychecks you missed made up.
Your life back in motion
Your car repaired or replaced, and the daily routine you had before the injury.
Peace of mind
You always know what’s next. And once you’re family, you’re a client for life.
Every case is different. Past results don’t guarantee a similar outcome.
Central Florida
Right here in Orlando, when you need us
Our Orlando injury attorneys work from our Winter Park office and serve Orange, Seminole, Osceola and Lake counties. We know the roads where crashes happen, from I-4 and the 408 to US 192 and International Drive, and the courts and hospitals your case will run through.
Our Winter Park office
631 S Orlando Ave., Suite 400, on US 17-92 just north of Orlando. Come see us, or we can meet by video, at your home or at the hospital.
The courts we know
Orange and Osceola County cases go to the Ninth Judicial Circuit, with the main courthouse on N. Orange Ave. Seminole cases are heard in Sanford, and Lake County cases in Tavares.
Where clients are treated
Orlando Regional Medical Center (the region’s Level I trauma center), AdventHealth Orlando, Osceola Regional in Kissimmee and dozens of local clinics and therapists.
New text from your case manager
Your records are in. Next step: we send the demand Friday. Questions? Just reply.
Our promise
We treat your case as if it were our own.
What it costs, and why Sunshine
No fee unless we recover, and never a claim number
After a crash or a fall, most Floridians end up fighting the insurance company alone. Sunshine State Law Firm takes on that fight and keeps you informed every step of the way, so you can heal and get back to your life. No fee unless we recover for you.
- No fee unless we recover for you. The percentage is in writing before you sign, along with the Statement of Client’s Rights Florida requires.
- You’ll always know who’s handling your case, with updates by text, email and phone.
- Hablamos español, from the first call to the final check.
- No question is a dumb question. We explain every step in plain words.
Guides for injured Floridians
Do I need a personal injury lawyer? When to hire one
Do you need a personal injury lawyer? Seven signs it’s time to call one in Florida, when you can handle a claim yourself, and what hiring one costs.
Read the guide
What does a personal injury lawyer do? A step-by-step look
What does a personal injury lawyer do? Follow a Florida injury case from the first call to the final check, and see what your lawyer handles at each stage.
Read the guide
Florida personal injury statute of limitations, explained
Florida’s personal injury statute of limitations is now generally 2 years. See deadlines by claim type, key exceptions and why waiting can hurt your case.
Read the guide
Questions about Orlando injury cases
No question is a dumb question. Here are the ones we hear most.
Nothing up front. We work on a contingency fee, which means our fee is a percentage of what we recover for you, and you owe no attorney’s fee if we don’t recover. Florida requires the agreement to be in writing, and we walk you through it, including how case costs are handled, before you sign.
For most negligence claims, including car crashes and slip and falls, Florida gives you two years from the date of the injury. Wrongful death claims also have a two-year deadline, and claims against a government agency have their own notice rules. Evidence fades well before any deadline, so it helps to call early.
Florida injury deadlines, explainedYou can still recover as long as you’re not found more than 50% at fault, but your recovery is reduced by your share. Insurers know this, so they often argue fault early. We gather the crash report, witness statements, photos and video to push back.
How Florida’s comparative fault rule worksNot always. If you weren’t hurt and only your car was damaged, you may be fine on your own. If you’re hurt, missing work, facing surgery or getting pressure from an adjuster, a free conversation can show you what you’re owed. We’ll be honest if you don’t need us.
Do I need a personal injury lawyer?Many cases settle within several months to a year, but it depends on your treatment and how the insurer responds. We don’t settle before we know the full cost of your care. If the insurer won’t be fair, a lawsuit takes longer, and we keep you updated the whole way.
No. Our Winter Park office serves Orange, Seminole, Osceola and Lake counties, and we have offices in Tampa and Jacksonville too. We represent injured people across Florida, and we can meet by video or come to you.
Most injury cases settle without a trial. We prepare every case as if it could go to court, because insurers make better offers when they know you’re ready. If going to trial is the right call, we’ll explain why and what to expect.
Hurt in a car crash?
Car accidents are the cases we handle most. See how PIP, fault and Orlando’s busiest roads shape your claim.
Tell us your story. We’ll take it from here.
A free, personal conversation with an attorney. No pressure, no fee unless we recover for you.
Hablamos español · Consulta gratis